Small Business Insurance Trends To Watch in 2023

Obtenga una excelente cobertura en minutos
Solo debe hacer unos cuantos clics.
small business insurance trendsNew technologies, like robotics, artificial intelligence (AI) and drones can help grow your business. But they can also introduce new risks. That’s why in 2023, new business insurance trends show that more and more companies are expanding their seguro de negocio coverages.
 

Managing New Types of Insurance for Business Risks

commercial insurance industry trendsAs technology increases, things can get more complicated. Just think, if driverless cars or automated vehicles get in an accident, who is responsible?
 
This means you’ll want to make sure you have the right types of coverage for your small business insurance as you bring in new technology to your business model. To ensure you understand what insurance you need for your business, you’ll want to consider a few things:
 
Buying an umbrella policy is helpful because it extends your coverage if a claim costs more than your policy limits. For example, let’s say your drone crashes into a house and hits someone. They file a claim against your business for their injury and property damage, but their claim exceeds your general liability insurance policy limits. Umbrella coverage can help pay the difference.
 
Assessing your risk levels by reviewing your business operations. Start by understanding what your risks are. For instance, are your computer systems secured with up-to-date software? To protect yourself, you’ll want the right data breach insurance coverage.
 

Protect Your Small Business With the Right Coverage in 2023

commercial insurance trendsEmbracing new technology can help propel your business forward. However, small business owners should always know the risks they face. To learn more, work with licensed insurance companies, like The Hartford. We’re here to help make sure you get the coverage you need. Call our representatives today at 855-829-1683 or obtener una cotización online to get started.
 
With over 200 years of experience, we’ve helped over 1 million small business owners like you. We know every company is unique and we understand the risks your small business faces. Our specialists are here to help get you the right coverage and answer any questions you have.
 
 
 
Última actualización: 27 de enero de 2023
 
Divulgaciones adicionales a continuación.
The Hartford no será responsable de ningún daño relacionado con el uso de la información proporcionada en esta página. Consulte con su agente/corredor de seguros o compañía de seguros para determinar las necesidades específicas de cobertura, ya que el contenido publicado aquí se ofrece con fines informativos solamente.
 
La información contenida en esta página no debe interpretarse como asesoramiento legal, de Recursos Humanos, financiero o de seguros específico, y no es una garantía de cobertura. En el caso de una pérdida o reclamación, las determinaciones de cobertura estarán sujetas al lenguaje de la póliza, y cualquier pago de reclamación posible se determinará luego de que se investigue la reclamación.
 
Ciertas coberturas varían según el estado y es posible que no estén disponibles para todas las empresas. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. listed in the Aviso legal.
 
The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries under the brand name, The Hartford, and is headquartered in Hartford, CT. For additional details, please read The Hartford’s Legal Notice.
 
* Los comentarios de los clientes son recolectados y tabulados por The Hartford y no representan a todos los clientes.