Selecting the Right Home Insurance in New Hampshire
Living in New Hampshire, you’re most likely used to the cold temps and cruel wind that New England winters can bring. However, unlike you, your home can’t hide from the snow and ice, so protecting it is important. Having a good seguro de viviendas
policy will help make sure you’re covered not just in the winter, but all year long. It doesn’t matter if you live in Manchester, Nashua, Concord or Rochester, the AARP®
Homeowners Insurance Program from The Hartford1
will make sure you get the coverage your unique home needs. We’ve worked hard to provide New Hampshire residents with great home insurance coverage for years. To learn more about home insurance in the Granite State, obtener una cotización
What Exactly Does NH Home Insurance Cover?
Your NH homeowners insurance policy comes with standard coverages, like:
Other structures coverage, which helps protect structures on your property that do not connect to your home. So, if a storm damages your detached garage, this coverage can help cover your insurance claim and pay to fix the damage.
La cobertura de vivienda
which helps cover your home and the buildings attached to it. This coverage protects your home’s:
- Electrical wiring
- Aire acondicionado
Medical payments coverage for help paying medical bills for an injury that occurs at your home. For example, if your guest twists their ankle on the stairs, this coverage helps pay their medical bills.2
Loss of use coverage to help pay living expenses if you’re forced to leave your home temporarily while it’s repaired following a covered loss. So, if a kitchen fire damages your home and forces you to stay in a hotel, this coverage can help pay the bill.
, which can help pay for your legal defense and court judgments if someone sues you due to bodily injury or property damage. For instance, if you chop down a tree on your property and it falls on your neighbor’s house or garage, this coverage can help pay for their repairs.
If you’re looking to customize your NH home insurance policy beyond these coverages, The Hartford offers even more support. There are all different types of New Hampshire homes, and The Hartford can help insure not only your home, but your personal belongings inside of it. Our representatives can go over the coverage options you can choose from to make sure your property is best protected.
How Much Does NH Homeowners Insurance Cost?
The total cost of insurance in New Hampshire varies based on a number of factors. According to the Insurance Information Institute (III), the average NH premium is typically less than the national average, but insurance rates do vary by state and zip code and can change each year.3
And while the rates have continued to rise over the years, there are some things you can do to reduce your overall cost.
Bundle your home and auto policy with The Hartford4
Buy the correct amount of coverage so you don’t have to pay-out-of-pocket later
Install safety features like smoke detectors and deadbolts
Homeowners Insurance Quotes for New Hampshire From The Hartford
To save even more money, consider shopping around for the best homeowners insurance quote. Just be sure you’re getting quotes from licensed insurance companies, like The Hartford. For years, we’ve been providing home insurance coverage throughout the country and protecting New Hampshire homeowners across the state. You can count on our representatives to provide the best customer service possible. Get your home insurance quote
online or call our specialists at 888-413-8970
Last Updated: October 5, 2023
2 Medical benefits are calculated on the basis of usual, customary and reasonable charges.
3 Insurance Information Institute (III), “Facts and Statistics: Homeowners and Renters Insurance”
4 Automobile/Homeowners discount is available only to policyholders who have both their auto and home (or condo or renters) insurance through the AARP Auto & Home Insurance Programs from The Hartford. El producto para propietarios de viviendas no está disponible en todas las áreas, entre las que se incluye el estado de Florida.
Divulgaciones adicionales a continuación.