Today’s homeowner has changed dramatically even from a few years ago. Understanding the exposures out in the world that can impact your insureds is critical and constantly evolving.
This course is designed to broaden your perspective to consider the lifestyles your insureds have currently or in the near future. We are no longer just concerned with knowing acceptable dog breeds, updating jewelry schedules and covering our kids going away to college. What our insureds say and do, how they conduct themselves in their every day lives can have dramatic consequences and pose a great risk of financial loss. Things that many people may never have even considered could create a variety of exposures which are constantly changing. The 2022 ISO Homeowners policy broadened coverage in many ways but also tightened it in others, removing coverage that used to be present but may have gone away.
Who is this program for?
Experienced insurance professionals looking to advance their knowledge of personal lines.
Program Learning Objectives
We will explore:
- The importance of Personal Injury coverage in relation to social media and how our insureds engage in that space
- What Personal Injury is and is not and why it is critical for nearly every insured
- Underwriting considerations for insureds who those most likely to create Personal Injury
- How the 2022 Homeowners Policy has changed
- Our “sharing economy” and the challenges those exposures present to the new homeowners policy
- What role the Personal Umbrella can play in all of this
Students will gain an understanding of topics such as:
- Insurable Interests and issues with residency
- Properly insuring Trusts
- Knowing nearly everything that can be an Other Structure and the limitations around that
- Making a distinction between Long- and Short-Term Rentals
- Vacancy issues – they’re more involved than you may realize
- The ISO endorsements critical to correctly covering these exposures
Virtual Delivery Details
Hartford School of Insurance virtual training programs are live, instructor-led courses that are delivered through an online/virtual format via the Internet. These courses provide comprehensive and interactive instruction while encouraging participation and engagement. The program incorporates activities, application sharing and an online chat feature to connect with the instructor and other students. Participation in the three-hour workshop is a full commitment and require students to give 100% of their focus and time for the duration of the program.
This program runs from 12pm - 3pm ET (11am - 2pm CT, 10am - 1pm MT & 9am - 12pm PT).
Sessions are hosted by Adobe Connect. To test your system requirements and compatibility prior to your session, use the System Check Tool
For additional questions or guidance about this program, please contact one of our Sales Consultants at (800) 772-0208.
Tuition
Tuition: $99
Tuition can be paid using Master Card, Visa, American Express or check.
If your primary work location is in Connecticut, Hawaii, New Mexico, South Dakota or West Virginia you are required to pay state tax on non-continuing education courses.
Continuing Education Credit
This virtual program is filed for CE credit. Haga Clic to view Continuing Education (CE) credit hours filed in your state. Students wishing to obtain CE Credits must be licensed prior to attending the program. Please note: CE credit hours are subject to change per insurance department regulation and reviews.
If you are planning to obtain CE credits for this program, you must confirm your state of licensing before attending class. This information should be provided at registration or prior to class.
Have a CE question? Call our Training Coordination service team at (800) 772-0208.
Cancellation Policy
- Cancellations received more than 30 days prior to start of the program will receive a full refund.
- No refunds will be issued for cancellations received less than 30 days prior to the start of the program.
- Students will be given one opportunity to transfer to another session, preferably within the same calendar year.
- Refunds are not available for transferred programs.
