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What Is a Property and Casualty License?
A property and casualty license (P&C license) allows an independent agent to sell property and casualty insurance, including:
- General liability insurance
- Commercial property insurance
- Business income insurance
In order to get a P&C license, agents will have to meet their state’s licensing requirements and pass an exam. This can vary, so it’s a good idea to know what your state requires.
What Policies Can an Insurance Agent Sell With a Property & Casualty License?
With a property and casualty license, insurance agents are licensed to sell P&C insurance policies to their clients.
A P&C license allows agents to sell policies that can help protect small business owners. This includes:
- Workers’ compensation insurance, which may provide benefits to employees if they get a work-related injury or illness.
- Commercial property insurance helps protect the owned or rented building, equipment, tools and inventory a small business owner needs to operate.
- General liability insurance helps cover claims where a business caused bodily injury or property damage to others.
- Professional liability insurance or errors and omissions insurance (E&O insurance), which helps protect small business owners from claims where there was a mistake in the professional services given.
Última actualización: 27 de marzo de 2023
Additional Resources for Insurance Agents
Some additional resources for insurance agents include:
Other Lines of Business
- Personal, Home and Auto Lines
- Middle Market, Large Commercial and Specialty Business
- Group Benefits: Contact a sales executive. Questions? Email GBDCommissions@hartfordlife.com