Property and Casualty License

What Is a Property and Casualty License?

A property and casualty license (P&C license) allows an independent agent to sell property and casualty insurance, including:

General liability insurance
Commercial property insurance
Business income insurance

In order to get a P&C license, agents will have to meet their state’s licensing requirements and pass an exam. This can vary, so it’s a good idea to know what your state requires.

What Policies Can an Insurance Agent Sell With a Property & Casualty License?

With a property and casualty license, insurance agents are licensed to sell P&C insurance policies to their clients.

A P&C license allows agents to sell policies that can help protect small business owners. This includes:

Workers’ compensation insurance, which may provide benefits to employees if they get a work-related injury or illness.
Commercial property insurance helps protect the owned or rented building, equipment, tools and inventory a small business owner needs to operate.
General liability insurance helps cover claims where a business caused bodily injury or property damage to others.
Professional liability insurance or errors and omissions insurance (E&O insurance), which helps protect small business owners from claims where there was a mistake in the professional services given.

Última actualización: 27 de marzo de 2023

What Is a Property and Casualty License?

What Policies Can an Insurance Agent Sell With a Property & Casualty License?

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