Our Product and Service Portfolio

We’re Here to Partner With You

Group Reinsurance Plus is a market-leading reinsurer and service provider of group life and group disability products. Our mission is to provide reinsurance products and services designed to improve your performance and results in the group benefits marketplace. Whether you need excess protection, enhancements to your existing group insurance portfolio or private label products and services for your entry into a new market segment, GRP is prepared to help you.

What We Offer

Life and AD&D Reinsurance

  • Excess Life
  • Quota Share
  • Combination of Excess and Quota Share
  • Facultative
  • AD Carve Out


  •  Premium Waiver
  •  Disability Reserves

Private Label Products

Short Term Disability (STD)

  • Voluntary
  • Contributory/Non-Contributory Plan

Long Term Disability (LTD)

  • Small Group Product
  • Mid to Large Group Product
  • Contributory/Non-Contributory
  • Voluntary
  • Niche Market Programs
  • Integrated LTD and STD

De vida

  • Contributory/Non-Contributory Plans
  • Stand Alone Voluntary Group Term Life

Accidental Death & Dismemberment (AD&D)

  • Contributory/Non-Contributory Plans
  • Competitive Benefit Riders (seat belt, speech and hearing, education)
  • Stand Alone Voluntary AD&D

Voluntary Supplemental Health

  • Beneficios por enfermedad crítica
  • Accidente
  • Hospital Indemnity

Core Capabilities

Product Development

  • Policy and rate forms
  • Product enhancement 
  • Product filing support
  • General compliance support


  • Pre-sale and renewal strategies
  • Case level underwriting 
  • Small Group Product Offering Development
  • Large case support
  • Facultative review and advice
  • Book of business analysis
  • Reporting metrics


  • Analysis, development and modification of manual rate structures
  • Valuation of premium waiver and LTD claim resources
  • Experience analysis


  • Producto
  • Underwriting 
  • Ventas

Sales & Marketing

  • Market intelligence
  • Industry news 
  • Promotional/marketing material consultation

Claims Management

  • Claims adjudication/administration
  • Claims reviews and recommendations 
  • Waiver of premium claims assistance
  • Audits of claims practices and procedures
Group Reinsurance Plus® is a segment of the Group Benefits division of The Hartford Financial Services Group, Inc. The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries, including underwriting company Hartford Life and Accident Insurance Company, under the brand name, The Hartford®, and is headquartered at One Hartford Plaza, Hartford, CT 06155. For additional details, please read The Hartford’s legal notice at www.thehartford.com. Todos los beneficios están sujetos a los términos y condiciones de la póliza. Policies underwritten by the underwriting company listed above detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued.
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