Who We Serve
We provide tailored solutions to accounts that have higher-hazard, hard to place exposures or require specialized underwriting on a guaranteed-cost basis. Each program is specifically designed to cover unique homogenous risks. Programs are structured as:
- Open Access available directly to all Hartford agents.
- Administered available through a particular Program Administrator/Managing General Agent and accessible to all Hartford agents.
Our Appetite
- General liability is the preferred lead line
- Higher-hazard exposures
- Small, midsize and large businesses
Specific classes including, but not limited to:
Open Access Programs
- Alarm Contractors
- Arborist & Landscaper
- Architects & Engineers
- Equipment & Party Rental
- Express Program: For Alarm, Arborist & Landscaper, and Pool & Spa businesses with premiums in the $5,000 - $50,000 range
- Pool & Spa Contractors
- Specialized Truck Equipment & Trailers
Administered Programs
- Adaptive Mobility
- Architects & Engineers (ACEC)
- Botanical Gardens
- Charter First School
- Railroad Contractors
- Security Guards
Our Solution
Our full range of products available:
- Responsabilidad general
- Autos comerciales
- Compensación a trabajadores
- Propiedad
- Inland Marine
- Integral
Why Choose The Hartford
- Servicing program business for more than three decades
- Broad industry appetite
- Dedicated program underwriters
- Guaranteed-cost rating plan structure
- Specialized coverages
Who to Contact
Contact your Program underwriter. If you need help identifying your underwriter e-mail us at MMPrograms@thehartford.com.