Crime (Fidelity/ERISA) Insurance

Crime Fidelity ERISA Bonds

Partner With The Hartford To Protect Your Clients

We are an industry leader providing Crime/Fidelity coverage for small to midsize businesses, financial institutions and publicly traded companies.
Crime Fidelity ERISA Bonds

Specialty Crime Insurance Coverages To Meet Evolving Needs

Preservation of property is a matter of survival for any business. The fact is businesses lose billions of dollars each year through employee theft. Today, with the rapid growth of white-collar crime and the widespread misuse of computer systems, businesses face many threats to solvency.

Commercial Crime Insurance Claims Scenario

This claims scenario illustrates the type of situations and subsequent costs associated with employee theft:
Type of insured: Private company – Trade school
What happened: The insured’s financial aid adviser never mailed tuition refund payments to the students who dropped out of a school program and who used financial aid and student loans to pay for their tuition. Over a period exceeding one year, the financial aid adviser endorsed and deposited more than 100 refund checks into her own account.
Resolution: The insured had adequate management liability coverage that ultimately protected them from employee theft loss. The total amount of loss was over $82,000, plus nearly $2,500 in investigative expenses.
The Hartford makes it easy for you to ensure your customers satisfy ERISA requirements and protect employee benefit plans against fraud or dishonesty with our streamlined ERISA Fidelity form and simplified underwriting process.
We also offer an effective and economical solution against employee theft with CrimeShield Advanced. This Commercial Crime insurance policy covers a wide range of losses caused by thefts and embezzlements.
Our online quoting portal The Hartford Pronto enables agents to submit, quote and sell management liability package solutions online with ease in minutes. Subject to eligibility, the following coverages are available for quoting with The Hartford Pronto:
  • Employment Practices Liability (EPL)
  • Directors & Officers Liability (D&O)
  • Crime Coverage
  • Fiduciary Liability

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