Private Companies & Nonprofit Organizations

Private Companies & Nonprofit Organizations

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Our specialized underwriting approach and customized policies are designed to provide our partners and their clients with tailored coverage solutions.
Private Companies & Nonprofit Organizations

Specialty Insurance Coverages To Meet Private and Non-Profit Company Needs

Privately held companies and nonprofit organizations are not sheltered from management liability exposures. No matter the precautions taken there’s risk inherent in everyday operations. To help address this risk, The Hartford offers directors, officers and entity liability coverage as part of Private Choice PreferredSM – a modular product with up to five coverage parts.

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Directors & Officers

As a director or officer of a privately held for-profit or not-for-profit company, your personal assets could be at risk for the decisions you make managing your business.

Responsabilidad por prácticas de empleo

Coverage for employment-related allegations, such as employment discrimination, sexual or other workplace harassment, wrongful dismissal, discharge and termination, retaliation, and other workplace torts.

Fiduciary (Pension and 401K Plans)

Current economic uncertainty has led many companies to take a closer look at their long-term pension expenses. Under ERISA, employers must make these decisions with the interest of the participants and beneficiaries of those plans in mind. These decisions can often leave employers open to claims alleging the breach of fiduciary duties, putting the assets of plan fiduciaries at risk.

Kidnap & Ransom/Extortion

Kidnapping is a real and dangerous threat. The global security environment has changed over the last decade, and as terrorism concerns increase throughout the world, kidnap and ransom insurance has become must-have protection for companies – especially those that continue to expand their businesses globally.


Protecting businesses from loss of corporate money, securities or other property due to crimes including employee dishonesty, forgery, robbery and wire transfer fraud. Also providing coverage to meet the need for ERISA (Employee Retirement Income Security Act) fidelity among small to midsize business owners.


With a web of evolving threats, the best defense is a good offense. The Hartford’s Cyber team has the industry expertise, tailored solutions, and resources to ensure that when disaster strikes, businesses are prepared.

Errors & Omissions

From every angle, our errors & omissions (professional liability) coverage is a wise choice for your clients. It starts with our experienced underwriters who have specialized knowledge in the industry.

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