Specialty Manufacturers Insurance Coverages To Meet Evolving Needs
While General Liability coverage is designed to protect against loss due to bodily injury or property damage, coverage for unrelated economic loss is not contemplated. Further, the performance of professional services – even when related to manufactured products - is often excluded. The Hartford’s Manufacturers Errors and Omissions Insurance (Manufacturers E&O) is designed to protect against economic loss arising out of the professional services manufacturers may provide through the life cycle of their products.
Our standalone Manufacturers E&O policy provides coverage for any professional service performed in connection with any manufactured product that is sold, leased, manufactured, created, assembled, licensed, or distributed by the insured, including:
- The failure of manufactured products to perform the intended function or serve the intended purpose
- Defects in manufactured products
- Manufactured products failing to meet applicable legal or industry standards regarding quality, safety or fitness for purpose
- The failure to provide warnings or instructions in connection with any manufactured products
Coverage is underwritten using our CyberChoice Professional form, which can include Cyber liability coverage as well.
