Spectrum® Business Owner's Policy

¡NUEVO! California Wildfire Mitigation Credit
Available June 8, 2024, recently passed regulations in California are requiring insurers with wildfire risk included in their rating to offer customers a credit when they’ve taken steps to protect their property from wildfire.
 
These questions display when California is a location on an ICON Spectrum quote:
 
  • Question 1: Is this Building part of a Fire Risk Reduction Community or active Firewise USA Site?
  • Question 2: The Building has how many feet of defensible space?*
  • Question 3: Does the Building have fire precautions?
Question Set Added to EBC NGS Shopping Cart
 
As part of the Next Generation Spectrum (NGS) Shopping Cart experience in EBC, the questions for the new credit are displayed within the flow when you add a new CA location or adding property coverage to an existing location.
 
Categorized under SERVICE REQUESTS | ENDORSEMENTS, the credit will be added/changed in real-time. Renewal customers will receive a policyholder notice advising of the credit availability and they may contact us to determine their eligibility.

The Business Owner’s Policy Transformed

With Spectrum, you not only have access to flexible, industry-leading protection that enables you to deliver tailored solutions, you get an unmatched quoting experience.
 

Open for Business

Coverage-Specific Resources

Changes apply to new business only and aren't yet currently available in all states.
 
This is only a general description of coverages which may be provided and does not include all policy features, exclusions and conditions. Todas las coberturas son de suscripción individual. In the event of loss, the terms of the policy issued will determine the coverage provided.

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