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Customizable Risk Solutions for Property Clients

We offer a wide range of multinational property insurance solutions designed to meet all of a client’s commercial property needs.
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Your midsize and large commercial clients have complex property risks. Bring them to The Hartford and we’ll partner with you to design a plan they can depend on – including a customizable suite of property solutions and the expertise. 

Who We Serve

The Hartford can help you customize a property solution for your midsize and large commercial clients across a wide variety of industries: 
  • Business and Professional Services
  • Instituciones educativas
  • Financial Institutions
  • Asistencia Médica
  • Life Sciences
  • Manufactura
  • Municipalidades
  • Bienes Raíces
  • Al por menor
  • Tecnología
  • Wholesale

Our Appetite

Regardless of your client’s business or size, The Hartford has a property product for them. We can write Property as part of a multi-line account or mono-line.

Insurance Solution

For midsize businesses, we offer the highly customizable Property Choice® form with industry specific endorsements.
  • Accounts Receivable
  • Business Personal Property
  • Business Travel including Sales Representative Samples
  • Claim Expenses
  • Combined Additional Protection (CAP) – additional blanket CAP for when a loss exceeds the policy limits for one of the CAP options
  • Computer Equipment, Media & Data
  • Debris Removal
  • Electronic Vandalism
  • Employee Personal Effects
  • Errors in Description
  • Exhibitions
  • Averías de equipos
  • Fine Arts
  • Inflation Guard
  • Newly Acquired Property
  • Optional Business Income
  • Ordinance or Law
  • Outdoor Trees and Shrubs
  • Pairs and Sets
  • Pollutant and Contaminants Cleanup
  • Tenant Lease Coverage
  • Transit
  • Unnamed Premises
  • Utility Services
  • Valuable Papers
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Large Property

For businesses with large limits or more complex risks, we offer the specialized Property Choice® Elite form. The Hartford also provides coverage solutions for:
  • Excess Property
  • Quota Share
  • Assumed Reinsurance
  • Manuscript forms
  • Shared/layered

Key Selling Points

  • Dedicated property claims team focuses on achieving the best outcomes for even the most complex claims.
  • Our major case property claim adjusters are engaged at a lower loss threshold than many industry competitors.
  • Flexible coverages and limits that can be tailored to your specific needs.
  • Green Choice coverage is provided at a $100,000 limit on most policies.
  • Comprehensive business income coverage option.
  • Industry-tailored property coverage endorsements.

Who to Contact

Contact your local Hartford rep or email us at
Risk Engineering Success Story - Property

Success Story - Property

See how our Risk Engineering team helped a company avoid a potential total property loss due to fire.

Por qué elegir The Hartford

Ethical company award
200+ years