K-12 Education Insurance

K-12 Education

Broad Protection for Schools and Students

Our comprehensive accident insurance for K-12 educational institutions is designed to protect students of various ages and grades – both on and off school grounds.
K-12 Education

How Does K-12 Education Insurance Help Protect Students?

K-12 education insurance can help protect students by providing a broad range of coverages for most accidents. So whether they happen in the classroom, while taking a field trip or out on the playground, your students are protected. We offer a wide array of coverages that include benefits for Accidental Death and Dismemberment (AD&D) and Accidental Medical Expense (AME).

What Does K-12 Education Insurance Cover?

Our K-12 education insurance is a type of accident coverage for students that provides benefits in the event of an accidental death, accidental dismemberment or injury. Learn more about each of these coverages.

Accidental Death & Dismemberment Insurance

Our accidental death & dismemberment insurance helps provide benefits to students and beneficiaries in the event of an unforeseeable and disabling accident. For example, if a student tragically dies due to a covered accident while playing in a sports game, on a field trip or in the classroom, accident insurance pays benefits to that student’s beneficiary. Our accident insurance for K-12 schools provides the maximum benefit selected for loss of life from a covered accident.

Accidental Medical Expense Insurance

Accidental medical expense insurance (AME) from The Hartford can help cover medical costs to treat injuries caused by a covered accident. For example, if a student is burned while conducting an experiment in a school’s chemistry lab, our accident insurance can help pay for the medical expenses related to their treatment.

What Other Coverages and Benefits Are Available?

K-12 schools can expand their coverage with a full range of optional benefits that can be added to their school’s primary accident insurance policy with us. These optional benefits include, but are not limited to:
  • Sports Accidents – helps protect athletes for covered injuries sustained while playing and practicing
  • Paralysis and Coma – pays benefits for injuries resulting from paralysis or coma, depending on the loss of movement

Why Choose The Hartford To Protect Your K-12 School?

We make it as easy as possible to work with us. In addition to our broad coverage options, we offer a simple way to manage billing with:
  • Less steps for faster access
  • Optimized transaction control
  • Increased accuracy
  • A commitment to service excellence
We’ll produce and mail bills from our direct billing system and collect and process your premiums. And we’ll work with you to create a direct billing process that best meets your needs and those of your employees.
Talk to your agent or a representative at The Hartford to discover how we can help protect your K-12 schools.
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The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries, including underwriting company Hartford Fire Insurance Company under the brand name, The Hartford,® and is headquartered at One Hartford Plaza, Hartford, CT 06155. For additional details, please read The Hartford’s legal notice at www.thehartford.com. Todos los beneficios están sujetos a los términos y condiciones de la póliza. Policies underwritten by the underwriting company listed above detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued.