Miscellaneous Professional Liability (MPL)

Program Highlights

  • Twin City Fire Insurance Company is an Admitted Company and A.M. Best rated “A+” (Superior), and Financial Class XV
  • Limits of liability up to $10,000,000 – primary or excess
  • Broad underwriting appetite with over 50 eligible classes
  • Exceptional service

Coverage Highlights

  • 50/50 softened hammer clause
  • Punitive damages, where allowed by law
  • Personal injury coverage, including mental anguish or emotional distress
  • Subsidiary coverage
  • Disciplinary proceedings coverage
  • Defense for fraud, dishonest, intentional acts

Target Classes of Business

  • Advertising Agencies
  • Associations
  • Call Centers
  • Career Counseling
  • Commercial/Graphic Artists
  • Educational Consultants
  • Employment/Executive Search Agencies
  • Energy Consultants
  • Graphic Designers
  • Interpreters
  • Management Consultants
  • Marketing Agencies/Consultants
  • Non-Profits
  • Printers
  • Private Investigators
  • Public Relations Firms
  • Sales Consultants
  • Staffing Firms (Temp/Perm/Exec)
  • Testing Services (non-medical)
  • Third Party Administrators
  • Translators
  • Trustees
  • Visual Merchandisers
Miscellaneous Professional Liability provides coverage for financial loss to an Insured resulting from actual or alleged professional negligence in their performance of covered professional services for others. Coverage is afforded for defense costs, as well as, for damages.

More Options for MPL

If you are seeking Professional Liability coverage for a small commercial risk that is within the classes covered in ICON, consider quoting coverage directly on our ICON platform.
Benefits of placing directly though ICON include:
  • No application is needed. And qualifying accounts can be quoted and bound quickly and easily!
  • Inclusion in Small Commercial agency profit sharing
  • Combined billing across products placed via ICON
  • Access to EBC capabilities
  • Customer access to My Account capabilities
  • Policy Holder Servicing is an option