When a patient is harmed by a doctor or medical professional due to incompetence or negligence, a malpractice claim may result. The rules on filing malpractice lawsuits vary by state, but in general, all of the following must be provable:
Existence of a doctor-patient relationship
Negligence in diagnosis or treatment
Injury caused by the negligence
Specific damages or harm resulting from the injury.
Get insurance. At a minimum, it is prudent for any small business to have a Póliza para propietarios de empresas. However, because there are unique risks that come with industries in the medical field, healthcare professionals would be wise to consider additional coverages.
There is no one-size-fits-all solution, so get advice from an attorney to determine your level of risk and exposure, and work with a company that specializes in medical malpractice coverage. Start by visiting your state’s department of insurance.
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