For more than 200 years businesses have trusted The Hartford. We can help you get the right coverage with an online quote.
Commercial Umbrella Insurance: What Is It? Do You Need It?
These are some of the most compelling reasons for having a commercial umbrella insurance policy:
- Provides increased financial protection from unexpected risks
- Generally enables you to expand your coverage limits on several policies through one umbrella policy
Increase Your Protection When Lawsuits Max Out
Commercial umbrella insurance often pays for legal costs associated with a lawsuit – and frequently serves as a safety net when other liability policy limits have been exhausted in satisfying judgments and settlements.
Commercial Auto, General Liability or Other Insurances
Commercial umbrella insurance can be used to supplement your coverage under:
- Commercial Auto insurance
- General Liability insurance
Commercial Umbrella Insurance - Surprisingly Affordable
Because other underlying policy limits are used first, commercial umbrella coverage is generally cheaper than traditional first-dollar liability insurance.
What Is Commercial Umbrella Insurance?
What does commercial umbrella insurance cover? It helps increase your business’s liability coverage when the cost of a lawsuit exceeds the limits of your core business coverage. Watch this video to learn more about what commercial umbrella insurance coverage is and why your business may need it.
Need Business Insurance?
For more than 200 years businesses have trusted The Hartford. We can help you get the right coverage with an online quote.