Carrier Logistics Choice | Seguro para negocios

Carrier Logistics Choice Insurance

The Hartford understands that transportation businesses come in different sizes and have various needs. That’s why we offer a broad range of coverages and pricing options designed to suit the unique needs of small and large transportation businesses.

What Is Motor Truck Cargo Insurance?

Motor truck cargo insurance provides coverage for financial losses resulting from damaged, lost or stolen freight. A commercial Motor Truck Cargo insurance policy from The Hartford covers your legal liability for cargo while under contract during transit and temp storage along the way.

What Is Covered Under The Hartford’s Carrier Logistics Choice (Motor Truck Cargo) Insurance Policy?

Cargo while in transit - anywhere in the US, Canada & Puerto Rico
Cargo while in temporary storage – includes temporary stops at unscheduled locations during transport
Cargo during loading & unloading
Employee and Sub-Contractor Dishonesty. Coverage for dishonest acts by employees and subcontractors.
Right and Duty to Defend. We provide defense costs associated with a loss "outside" of limits.
Voluntary parting (i.e. fictitious pickup) & Employee Dishonesty
Automatic coverage for pollution clean-up, spoilage, rust & corrosion, trailer interchange, earned freight charges & more with flexible limit options

Does Carrier Logistics Choice Cover Other Expenses Like Accident Cleanup?

We automatically provide for the following coverages up to the Limit of Insurance shown in the policy:

Loss Mitigation Expenses. After you sustain a cargo loss, you may incur significant expenses to mitigate that loss such as offering a reward for lost or stolen property or expenses associated with recovering or protecting property.
Debris Removal Expenses. Costly expenses associated with the removal and disposal of property after a loss.
Pollutant Cleanup and Removal Expenses. Court-ordered expenses you incur for pollutant cleanup from land or water.
Earned Freight Charges. Earned freight charges that are uncollectible due to a covered loss to covered property.
Contract Penalties. Liability for contract penalties for delivery delays related to covered loss to covered property
Trailer Interchange. Coverage for liability you assume for cargo and non-owned trailers that you use in the hauling of such cargo.
Reusable Packing Containers. Non-owned packing containers used in transporting cargo for which you may be responsible.
Spoilage. Damage to Covered Property due to spoilage as a result in change in temperature.
Rust, Corrosion or Contamination. Damage to Covered Property due to rust, corrosion or contamination.
Voluntary Parting (i.e. fictitious pickup) & Employee Dishonesty. No exclusion!
Deductible Waiver for On Board Location Tracking Devices. We incent you for going above and beyond to protect cargo from theft by equipping it with operational location tracking devices.

Are there additional Coverages Available With The Hartford's Motor Truck Cargo Insurance?

Yes. You can add the following optional coverages:

Separate Limits for Named Shippers. This coverage is available by endorsement when a shipper requires you to provide separate limits of insurance under the terms of our policy.
Separate Limits for Specified Trips. Similar to named shippers coverage, we have an endorsement available for when you need to increase or arrange for separate limits for specific hauls.

Why Choose The Hartford for Motor Truck Cargo Insurance?

Industry leading claims service. The Hartford offers an industry-leading dedicated claims service team that can handle cargo insurance claims with absolute professionalism and expertise. They offer dedicated 24/7 support to help businesses with their claims wherever they are. This is one of the reasons why customers rate their claims experience with The Hartford among the best in the industry.
Risk consultation. Certain businesses that purchase cargo insurance from The Hartford may want to take advantage of access to our risk engineering team. Our specialized transportation risk engineering consultants can work with businesses on loss control strategies designed to improve the safety of their business’s facilities and operations and ultimately help them save money and improve business outcomes.
Broad appetite. We write Motor Truck Cargo exposures large and small including general commodities to specialized haulers. Minimum premiums as low as $2,500 and vehicle limits up to and beyond $1m.
Talk to your insurance agent or a representative at The Hartford today about how Motor Truck Cargo insurance from The Hartford can help protect your business.