How Does K-12 Education Insurance Help Protect Students?
K-12 education insurance can help protect students by providing a broad range of coverages for most accidents. So whether they happen in the classroom, while taking a field trip or out on the playground, your students are protected. We offer a wide array of coverages that include benefits for Accidental Death and Dismemberment (AD&D) and Accidental Medical Expense (AME).
What Does K-12 Education Insurance Cover?
Our K-12 education insurance is a type of accident coverage for students that provides benefits in the event of an accidental death, accidental dismemberment or injury. Learn more about each of these coverages.
Accidental Death & Dismemberment Insurance
Our accidental death & dismemberment insurance helps provide benefits to students and beneficiaries in the event of an unforeseeable and disabling accident. For example, if a student tragically dies due to a covered accident while playing in a sports game, on a field trip or in the classroom, accident insurance pays benefits to that student’s beneficiary. Our accident insurance for K-12 schools provides the maximum benefit selected for loss of life from a covered accident.
Accidental Medical Expense Insurance
Accidental medical expense insurance (AME) from The Hartford can help cover medical costs to treat injuries caused by a covered accident. For example, if a student is burned while conducting an experiment in a school’s chemistry lab, our accident insurance can help pay for the medical expenses related to their treatment.
What Other Coverages and Benefits Are Available?
K-12 schools can expand their coverage with a full range of optional benefits that can be added to their school’s primary accident insurance policy with us. These optional benefits include, but are not limited to:
- Sports Accidents – helps protect athletes for covered injuries sustained while playing and practicing
- Paralysis and Coma – pays benefits for injuries resulting from paralysis or coma, depending on the loss of movement
Why Choose The Hartford To Protect Your K-12 School?
We make it as easy as possible to work with us. In addition to our broad coverage options, we offer a simple way to manage billing with:
- Less steps for faster access
- Optimized transaction control
- Increased accuracy
- A commitment to service excellence
We’ll produce and mail bills from our direct billing system and collect and process your premiums. And we’ll work with you to create a direct billing process that best meets your needs and those of your employees.
Talk to your agent or a representative at The Hartford to discover how we can help protect your K-12 schools.