AARP Car Insurance in West Virginia (WV)

car insurance wv
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Pay as little as $115‡‡‡ a month in West Virginia with the AARP Auto Insurance Program from The Hartford.
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Get West Virginia Car Insurance

If you live in The Mountain State and are looking for West Virginia car insurance, you’ve come to the right place. The AARP® Auto Insurance Program from The Hartford1 has been protecting West Virginia AARP members and their families with West Virginia car insurance since 1984.
 
So, whether you’re from the Eastern Panhandle or the Hatfield-McCoy Mountains, we can help you get the West Virginia car insurance that you need at the right price. To learn more, get a cotización de seguro para autos from us today. We’ve worked hard to earn high ratings for claims service. And as you can see from our customer car insurance reviews, we’re a car insurance company you can trust.
 

What Is the Minimum Car Insurance in WV?

You probably already know it’s illegal to drive without a driver’s license. However, the same can be true for driving without the right insurance coverage. West Virginia law has requirements for minimum coverages, including:
 
Keep in mind that underinsured motorist coverage isn’t required in the state of West Virginia. It’s an optional coverage that protects you if you’re in an accident with a driver that doesn’t have enough coverage to pay for your losses.
 
The best way to find car insurance that’s right for you is to get multiple quotes from different car insurance companies and compare them. You can start by getting a quote from us today. We can help you find coverages like bodily injury liability insurance and comprehensive coverage.
 

West Virginia Car Insurance Coverages

For added protection, West Virginia drivers may also be eligible for the following car insurance coverages from the AARP Auto Insurance Program from The Hartford:
 

Car Insurance Benefits Offered to West Virginia Drivers

west virginia car insuranceWest Virginia drivers can receive valuable car insurance benefits from the AARP Auto Insurance Program from The Hartford, including:
 
  • New Car Replacement§§
  • Accident Forgiveness‡
  • Disappearing Deductible‡
  • Servicio de reclamaciones 24/7

How Much Is Full Coverage Insurance in WV?

Our customers in West Virginia pay an average of $1,376 a year, or about $115 a month, for car insurance.‡‡‡
 

West Virginia Car Insurance Discounts

West Virginia drivers can do a few things to try to save on their car insurance costs, such as paying for their premium in full or completing a defensive driving course. If you bundle your car and home insurance policies with The Hartford, you can save up to 12% on auto insurance and up to 20% on homeowners insurance in West Virginia.** Our customers save an average of $813 after bundling their auto and home policies.**
 

Proof of West Virginia Car Insurance

West Virginia state law requires you to provide a copy of your car insurance ID card if requested by a police officer or other party when you’re in an accident.
 
If you’re a licensed driver in the state of West Virginia, it’s smart to keep a copy of your car insurance ID card in your vehicle along with your registration. West Virginia is also among several states that now accept electronic proof of car insurance and with The Hartford mobile app, you can store your car insurance ID cards right on your phone.
 
Download The Hartford mobile app today:
 

Staying Safe on West Virginia Roads

As you travel through West Virginia, make sure you know the driving laws meant to protect you on the state’s highways and byways. Here are just a few:3
 

West Virginia Seat Belt Laws

West Virginia is one of 34 states that have a primary seat belt law, which means that law enforcement can ticket a driver or passenger for not wearing a seat belt without any other traffic violation.
 

West Virginia Distracted Driving Laws

West Virginia has a number of laws in place to discourage distracted driving:
 
  • Hand-held cell phones are banned for all drivers in the State of West Virginia.
  • New drivers in West Virginia are not allowed to use hand-held or hands-free cell phones.
  • Texting while driving is banned in the State of West Virginia.

West Virginia Teen Driver Laws

Getting a driver’s license is a rite of passage for all teenagers, and West Virginia wants to be sure they stay safe in the process. West Virginia has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity that’s required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.
 
To learn more about car insurance in West Virginia, obtener una cotización from us today. We can help you get the right coverage at an affordable price.
 
 
Última actualización: 2 de abril de 2024
 
2 Bankrate, “Average Cost of Car Insurance in West Virginia for 2022.”
 
3 Governors Highway Safety Association, “States”
** Los montos de ahorro promedio se basan en información comunicada por los clientes que se cambiaron a The Hartford desde otras compañías entre 9/1/22 y 8/31/23. Su ahorro puede variar. El ahorro promedio en el seguro para automóviles es de $577 y el ahorro promedio en el seguro de viviendas es de $236. Las diferencias de tarifas entre los afiliados y los no afiliados de AARP varían según el estado y la antigüedad de los afiliados de AARP. El descuento para auto y vivienda está disponible solo para asegurados que tengan tanto su seguro para auto y vivienda (o condominios y arrendatarios) por medio de los programas de seguros para autos y de viviendas AARP de The Hartford. .The Hartford no suscribe nuevos negocios en todas las áreas, incluidos los estados de CA y FL.
 
§ La disponibilidad del beneficio RecoverCare y los niveles del beneficio varían según el estado. The Hartford RecoverCare Advantage® es una marca registrada de The Hartford.
 
§§ Se aplican términos y condiciones.
 
‡ Se aplican términos y condiciones. La exención por accidente y la desaparición progresiva del deducible no están disponibles para asegurados de California.
 
‡‡ Se aplican términos y condiciones. La disponibilidad varía según el estado.
 
‡‡‡ Con base a un auto y conductor; la tarifa/prima/ahorros individuales variarán según las selecciones de cobertura reales y las características de los vehículos/conductores.
 
Divulgaciones adicionales a continuación.
west virginia auto insurance
definición del seguro para automóviles

Explicación simple sobre el seguro para autos

Respuestas rápidas y definiciones de seguro para automóviles fáciles de entender pensadas para usted.
 
Para conocer más, visite nuestra página de definiciones del seguro para automóviles .
Los resúmenes de las coberturas y las características de las pólizas son únicamente para fines informativos. En caso de que se produzca una pérdida, los términos y condiciones reales establecidos en su póliza determinarán su cobertura.
 
AARP y sus afiliadas no son aseguradoras. Endoso pagado. The Hartford paga regalías a AARP por el uso de su propiedad intelectual. Estos cargos se utilizan para los fines generales de AARP. En la mayoría de los estados, es necesario ser miembro de AARP para ser elegible para participar en el Programa.
 
El programa de seguros para automóviles de AARP de The Hartford está respaldado por Hartford Fire Insurance Company y sus afiliados, One Hartford Plaza, Hartford, CT 06155. Está avalado en AZ, MI y MN por Hartford Insurance Company of the Southeast; en CA por Hartford Underwriters Insurance Company; en WA por Hartford Casualty Insurance Company; en MA por Trumbull Insurance Company; y en PA por Nutmeg Insurance Company y Twin City Fire Insurance Company. El programa de seguros para viviendas de AARP de he Hartford está respaldado por Hartford Fire Insurance Company y sus afiliados, One Hartford Plaza, Hartford, CT 06155. Está subscrito en AZ, MI y MN por Hartford Insurance Company of the Southeast; en CA por Property and Casualty Insurance Company of Hartford; en WA por Trumbull Insurance Company; en MA por Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, y Hartford Accident and Indemnity Company; y en PA por Nutmeg Insurance Company. El producto para viviendas no está disponible en todas las áreas, entre las que se incluye el estado de Florida. Los ahorros, los beneficios y las coberturas disponibles pueden variar y es posible que algunos solicitantes no sean elegibles. El programa no está actualmente disponible en Canadá, ni en los territorios o posesiones de Estados Unidos.
 
1 En Texas, el programa para automóviles está respaldado por Redpoint County Mutual Insurance Company a través de Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company y sus afiliados no son responsables financieramente por los productos de seguros suscritos y emitidos por Redpoint County Mutual Insurance Company. El programa para viviendas está respaldado por Hartford Insurance Company of the Southeast.
 
* Los comentarios de los clientes son recolectados y tabulados por The Hartford y no representan a todos los clientes.
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