AARP Car Insurance in Utah

car insurance Utah
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Pay as little as $96‡‡‡ a month in Utah with the AARP Auto Insurance Program from The Hartford.
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Drive Safely With Auto Insurance in Utah

auto insurance UtahWith five national parks, amazing mountain views and colorful canyons, there are plenty of reasons to be on the road in Utah. The AARP® Auto Insurance Program from The Hartford1 will ensure you’re protected with car insurance as you travel along Utah’s highways and byways.
 
Drivers are required to carry a minimum amount of car insurance in Utah. If you’re looking to request a car insurance quote in Utah or just want to learn more about car insurance requirements in the state, we're here to help.
 

What Car Insurance Is Required in Utah?

Utah state law requires drivers to carry the following minimum amounts of liability insurance with their Utah auto insurance:2
 

How Much Is Utah Car Insurance?

Our customers in Utah pay an average of $1,155 a year for car insurance, or about $96 a month.‡‡‡ If you're comparing car insurance quotes in Utah, it's not always the best decision to go with the cheapest cost. You'll want to be sure you're getting the right coverage for your needs. While the cost of car insurance is largely determined by where you live, drivers in Utah can do a few things to help keep their rates low, including:
 
  • Bundle auto and home insurance in Utah: When you bundle with The Hartford, you can save up to 12% on auto insurance and up to 20% on homeowners insurance.** Our customers save an average of $813 after bundling their auto and home policies.**
  • Keep a clean driving record: Safe driving pays off. If you're a safe driver with no car accidents, you are less likely to see insurance premiums increase from your insurance company.
  • Take advantage of discounts and savings: You may be eligible for ahorros y descuentos en el seguro para autos exclusively for AARP members, in addition to benefits for those with clean driving records.

Additional Car Insurance Coverages Available to Utah Drivers

For added protection, drivers in Utah may also get additional las coberturas de seguro para autos from The AARP Auto Insurance Program from The Hartford. These car insurance coverages include:
 

Uninsured Motorist Coverage in Utah

According to a 2019 Insurance Research Council report, 6.5% of drivers in Utah don’t have car insurance. Utah is below the national average of 12.6% of drivers who are without car insurance.3
 
Although uninsured/underinsured motorist coverage is optional in Utah, it can help protect you from financial loss if you are in an accident with an uninsured motorist. If you decide to purchase protection from uninsured/underinsured drivers, there is a minimum amount of coverage required:
 

Common Questions About Car Insurance in Utah

How Much Does Car Insurance Cost in Utah?

Customers of The Hartford in Utah pay an average of $1,155 a year, or about $96 a month, for car insurance.‡‡‡
 

Is Utah a No-Fault Car Insurance State?

Yes, Utah is considered a no-fault state. If you’re in a car accident in Utah, each driver will file claims with their own car insurance companies, no matter who is at fault. This means that when you buy auto insurance in Utah, you will be required to purchase personal injury protection (PIP) coverage. Also known as no-fault insurance, PIP coverage helps pay for medical expenses for you and your passengers after a car accident, even if the accident isn’t your fault.
 

Do You Need Insurance to Register a Car in Utah?

The law says you have to have auto insurance in Utah in order to register your car in the state. If your car insurance lapses, the department of motor vehicles (DMV) will notify you that they are revoking your registration.
 

Do I Need Proof of Car Insurance in Utah?

If you’re a licensed driver in the state of Utah, it’s smart to keep a copy of your car insurance ID card in your vehicle, along with your registration. Utah is also among several states that now accept electronic proof of car insurance. With The Hartford mobile app, you can store your car insurance ID cards right on your phone. For more information, visit the Google Play™ or App Store.™
 

Get Customized Car Insurance Quotes in Utah

car insurance quotes UtahThe AARP Auto Insurance Program from The Hartford offers several benefits to Utah drivers. The Hartford’s Utah auto insurance now offers the following benefits:
 
  • Accident Forgiveness‡
  • Disappearing Deductible‡
  • New Car Replacement§§
  • Servicio de reclamaciones 24/7
The Hartford has been insuring Utah AARP members and their families since 1984. We’ve earned a reputation for integrity and trust by offering reliable car insurance for Utah drivers. If you ask our customers and read their car insurance reviews, you will find you can count on Utah car insurance from The Hartford to be there when it matters most.
 
To find out more, call our representatives at 888-413-8970. You can also get a cotización de seguro para autos en línea.
 
 
Última actualización: 2 de abril de 2024
 
2 Utah Insurance Department, “Filing an Auto Claim with the Other Party’s Insurance Company”
 
3 Insurance Information Institute, “Facts + Statistics: Uninsured motorists”
 
4 Bankrate, “Average cost of car insurance in Utah for 2023”
** Los montos de ahorro promedio se basan en información comunicada por los clientes que se cambiaron a The Hartford desde otras compañías entre 9/1/22 y 8/31/23. Su ahorro puede variar. El ahorro promedio en el seguro para automóviles es de $577 y el ahorro promedio en el seguro de viviendas es de $236. Las diferencias de tarifas entre los afiliados y los no afiliados de AARP varían según el estado y la antigüedad de los afiliados de AARP. El descuento para auto y vivienda está disponible solo para asegurados que tengan tanto su seguro para auto y vivienda (o condominios y arrendatarios) por medio de los programas de seguros para autos y de viviendas AARP de The Hartford. .The Hartford no suscribe nuevos negocios en todas las áreas, incluidos los estados de CA y FL.
 
§ La disponibilidad del beneficio RecoverCare y los niveles del beneficio varían según el estado. The Hartford RecoverCare Advantage® es una marca registrada de The Hartford.
 
§§ Se aplican términos y condiciones.
 
‡ Se aplican términos y condiciones. La exención por accidente y la desaparición progresiva del deducible no están disponibles para asegurados de California.
 
‡‡ Se aplican términos y condiciones. La disponibilidad varía según el estado.
 
‡‡‡ Con base a un auto y conductor; la tarifa/prima/ahorros individuales variarán según las selecciones de cobertura reales y las características de los vehículos/conductores.
 
Divulgaciones adicionales a continuación.
Utah car insurance
definición del seguro para automóviles

Explicación simple sobre el seguro para autos

Respuestas rápidas y definiciones de seguro para automóviles fáciles de entender pensadas para usted.
 
Para conocer más, visite nuestra página de definiciones del seguro para automóviles .
Los resúmenes de las coberturas y las características de las pólizas son únicamente para fines informativos. En caso de que se produzca una pérdida, los términos y condiciones reales establecidos en su póliza determinarán su cobertura.
 
AARP y sus afiliadas no son aseguradoras. Endoso pagado. The Hartford paga regalías a AARP por el uso de su propiedad intelectual. Estos cargos se utilizan para los fines generales de AARP. En la mayoría de los estados, es necesario ser miembro de AARP para ser elegible para participar en el Programa.
 
El programa de seguros para automóviles de AARP de The Hartford está respaldado por Hartford Fire Insurance Company y sus afiliados, One Hartford Plaza, Hartford, CT 06155. Está avalado en AZ, MI y MN por Hartford Insurance Company of the Southeast; en CA por Hartford Underwriters Insurance Company; en WA por Hartford Casualty Insurance Company; en MA por Trumbull Insurance Company; y en PA por Nutmeg Insurance Company y Twin City Fire Insurance Company. El programa de seguros para viviendas de AARP de he Hartford está respaldado por Hartford Fire Insurance Company y sus afiliados, One Hartford Plaza, Hartford, CT 06155. Está subscrito en AZ, MI y MN por Hartford Insurance Company of the Southeast; en CA por Property and Casualty Insurance Company of Hartford; en WA por Trumbull Insurance Company; en MA por Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, y Hartford Accident and Indemnity Company; y en PA por Nutmeg Insurance Company. El producto para viviendas no está disponible en todas las áreas, entre las que se incluye el estado de Florida. Los ahorros, los beneficios y las coberturas disponibles pueden variar y es posible que algunos solicitantes no sean elegibles. El programa no está actualmente disponible en Canadá, ni en los territorios o posesiones de Estados Unidos.
 
1 En Texas, el programa para automóviles está respaldado por Redpoint County Mutual Insurance Company a través de Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company y sus afiliados no son responsables financieramente por los productos de seguros suscritos y emitidos por Redpoint County Mutual Insurance Company. El programa para viviendas está respaldado por Hartford Insurance Company of the Southeast.
 
* Los comentarios de los clientes son recolectados y tabulados por The Hartford y no representan a todos los clientes.
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