AARP Ohio Car Insurance

El documento AARP^® Auto Insurance Program from The Hartford¹ welcomes Ohio drivers! You’ve come to the right place if you’re looking to request a cotización de seguro para autos, or want to find out more about the minimum requirements for buying Ohio car insurance in the Buckeye State. The Hartford has been insuring Ohio AARP members since 1984, and our Ohio car insurance coverage has earned us a reputation for integrity and trust with our customers. That’s why customers rate The Hartford highly for claims services. It's also why Ohio drivers can feel confident that we’ll be there when you need dependable car insurance protection.

 

Whether you’re traveling to the Rock and Roll Hall of Fame or the foothills of the Appalachian Mountains, The Hartford knows it’s important for experienced drivers like you to feel protected as you travel along Ohio’s roadways. The Hartford will make sure you get the car insurance coverage and protection you need.

 

The Hartford's customers in Ohio paid an average of $985 a year, or about $82 a month, for car insurance. Remember, insurers use different factors to determine insurance costs. So, the cost of your car insurance policy may be different than the average driver in Ohio.

 

As an Ohio driver, you could be eligible to receive valuable car insurance discounts and beneficios para afiliados de AARP with the AARP Auto Insurance Program from The Hartford. Learn more about other benefits including: 

 

Some insurance companies offer discounts to help drivers save on car insurance, such as paying premiums in full. You can save up to 12% on auto insurance and up to 20% on homeowners insurance in Ohio if you bundle your policies with The Hartford.** Our customers save an average of $813 after bundling their auto and home policies.**

 

State law in Ohio requires drivers to carry state minimum liability car insurance coverage in the following amounts:²

 

If you’re a licensed driver in the state of Ohio, it’s smart to keep a copy of your car insurance ID card in your vehicle along with your registration. Ohio is also among several states that now accept electronic proof of car insurance. With The Hartford mobile app, you can store your car insurance ID cards right on your phone. For more information, visit the Google Play™ or App Store.™

 

According to a 2019 Insurance Research Council report, 13% of drivers in Ohio are driving without car insurance. This is slightly above the national average of 12.6% of drivers without car insurance.³

 

If you’re in an accident caused by a driver without car insurance or a driver with inadequate car insurance coverage, uninsured/underinsured motorist coverage can help you avoid financial loss. Although this coverage is not required in Ohio, it provides a valuable benefit and additional peace of mind.

 

 

Ohio Seat Belt Laws:

Ohio Distracted Driving Laws:

• New drivers are not allowed to use hand-held or hands-free cell phones.
• Texting while driving is banned in the State of Ohio.

Ohio Teen Driver Laws:

Get an Ohio Auto Insurance Quote

** Los montos de ahorro promedio se basan en información comunicada por los clientes que se cambiaron a The Hartford desde otras compañías entre 9/1/22 y 8/31/23. Su ahorro puede variar. El ahorro promedio en el seguro para automóviles es de $577 y el ahorro promedio en el seguro de viviendas es de $236. Las diferencias de tarifas entre los afiliados y los no afiliados de AARP varían según el estado y la antigüedad de los afiliados de AARP. El descuento para auto y vivienda está disponible solo para asegurados que tengan tanto su seguro para auto y vivienda (o condominios y arrendatarios) por medio de los programas de seguros para autos y de viviendas AARP de The Hartford. .The Hartford no suscribe nuevos negocios en todas las áreas, incluidos los estados de CA y FL.

 

^§ La disponibilidad del beneficio RecoverCare y los niveles del beneficio varían según el estado. The Hartford RecoverCare Advantage^® es una marca registrada de The Hartford.

 

^§§ Se aplican términos y condiciones.

 

^‡ Se aplican términos y condiciones. La exención por accidente y la desaparición progresiva del deducible no están disponibles para asegurados de California.

 

^‡‡ Se aplican términos y condiciones. La disponibilidad varía según el estado.

 

^‡‡‡ Con base a un auto y conductor; la tarifa/prima/ahorros individuales variarán según las selecciones de cobertura reales y las características de los vehículos/conductores.

 

Divulgaciones adicionales a continuación.