AARP New Hampshire Car Insurance

car insurance New Hampshire
Cotización
Pay as little as $91‡‡‡ a month in New Hampshire with the AARP Auto Insurance Program from The Hartford.
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Quotes for Auto Insurance in New Hampshire

New Hampshire drivers need auto insurance they can depend on as they drive through The Granite State. If you’re looking for New Hampshire auto insurance rates or want a personalized cotización de seguro para autos, The Hartford can help. We’re here to answer your questions and get you the information you need about car insurance companies in New Hampshire. El documento AARP® Auto Insurance Program from The Hartford1 has been protecting AARP members in New Hampshire and their families with car insurance since 1984, earning a reputation for integrity and trust.
 
History and natural beauty can be found in every corner of New Hampshire. Whether you’re taking a trip to the coastline or hiking upstate, the AARP Auto Insurance Program from The Hartford will help keep you protected as you travel along New Hampshire’s roadways.
 

New Hampshire Car Insurance Benefits From AARP

New Hampshire drivers could receive valuable car insurance benefits and discounts from the AARP Auto Insurance Program from The Hartford, including:
 
  • Servicio de reclamaciones 24/7
  • New Car Replacement§§
  • Accident Forgiveness‡
  • Disappearing Deductible‡

New Hampshire Car Insurance Coverages

New Hampshire state law requires liability limits for New Hampshire car insurance at the following minimums:2
 

How Much Does New Hampshire Car Insurance Cost?

The Hartford's customers in New Hampshire pay an average of $1,090 a year, or about $91 a month, for car insurance.‡‡‡ Be aware that several factors impact your car insurance cost. So, your premium may be different than the average cost in New Hampshire.
 

Discounts for New Hampshire Car Insurance

Some insurers offer discounts for car insurance if you complete a defensive driving course or pay your premium in full. If you bundle your car and home insurance with The Hartford, you can save up to 12% on auto insurance and up to 20% on homeowners insurance in New Hampshire.** Our customers save an average of $813 when they bundled their auto and home policies.**
 

Do You Need Proof of Car Insurance in New Hampshire?

If you’re going to operate a vehicle in New Hampshire, state law requires you to show a copy of your car insurance ID card if requested by a police officer or other party if involved in an accident. If you’re a licensed driver in the state of New Hampshire, it’s smart to keep a copy of your car insurance ID card in your vehicle along with your registration. New Hampshire is among several states that now accept electronic proof of car insurance. With The Hartford mobile app, you can store your car insurance ID cards right on your phone. For more information, visit the Google Play™ or App Store.™
 

New Hampshire Driving Laws

New Hampshire Uninsured Driver Facts

new hampshire auto lawAccording to a 2021 Insurance Research Council report, 6.1% of New Hampshire drivers were uninsured in 2019. This is below the national average of 12.6%.3
 
Uninsured/underinsured motorist car insurance coverage can help with your medical bills if you’re in an accident caused by an uninsured driver or a driver who does not have adequate car insurance coverage. In New Hampshire, your uninsured/underinsured motorist car insurance coverage must have the following minimum coverage amounts:2
 
  • $25,000 per person
  • $50,000 per accident

Additional NH Car Insurance Coverages Available to Drivers

For added protection, you may want to consider full coverage car insurance so you’re not held financially responsible if you’re in a car accident. New Hampshire drivers may also be eligible for the following auto insurance coverages from the AARP Auto Insurance Program from The Hartford:
 

Staying Safe on New Hampshire Roads

Driving laws vary based on where you’re driving. As you travel through New Hampshire, there are a number of safe driving traffic laws meant to protect you on New Hampshire’s highways and byways.4
 

Does New Hampshire Have Seat Belt Laws?

Although New Hampshire does not have seat belt laws for those 18 and over, the state strongly suggests all passengers wear one.
 

New Hampshire Distracted Driving Laws:

New Hampshire has a number of laws in place to discourage distracted driving:
 
  • New drivers in New Hampshire are not allowed to use hand-held cell phones.
  • Texting while driving is banned in the State of New Hampshire and getting a ticket could impact your driving record.

New Hampshire Teen Driver Laws:

Getting an operator license to drive a car is a rite of passage for teenagers and New Hampshire wants to be sure they stay safe in the process. New Hampshire has implemented graduated driver licensing laws to ensure that teens gain the experience and maturity required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.
 

Get a New Hampshire Car Insurance Quote

Our representatives are ready to help you each step of the way. Find out more about the benefits for AARP members and get help choosing the auto insurance coverage in New Hampshire that’s right for you. Llámenos al 800-684-1933 to speak to a representative or get a cotización de seguro para autos online today for auto insurance in New Hampshire.
 
 
Última actualización: 2 de abril de 2024
 
2 State of New Hampshire Insurance Department, “Your Guide to Understanding Auto Insurance in the Granite State”
 
3 Insurance Information Institute, “Facts + Statistics: Uninsured motorists”
 
4 Governors Highway Safety Association, “States”
** Los montos de ahorro promedio se basan en información comunicada por los clientes que se cambiaron a The Hartford desde otras compañías entre 9/1/22 y 8/31/23. Su ahorro puede variar. El ahorro promedio en el seguro para automóviles es de $577 y el ahorro promedio en el seguro de viviendas es de $236. Las diferencias de tarifas entre los afiliados y los no afiliados de AARP varían según el estado y la antigüedad de los afiliados de AARP. El descuento para auto y vivienda está disponible solo para asegurados que tengan tanto su seguro para auto y vivienda (o condominios y arrendatarios) por medio de los programas de seguros para autos y de viviendas AARP de The Hartford. .The Hartford no suscribe nuevos negocios en todas las áreas, incluidos los estados de CA y FL.
 
§ La disponibilidad del beneficio RecoverCare y los niveles del beneficio varían según el estado. The Hartford RecoverCare Advantage® es una marca registrada de The Hartford.
 
§§ Se aplican términos y condiciones.
 
‡ Se aplican términos y condiciones. La exención por accidente y la desaparición progresiva del deducible no están disponibles para asegurados de California.
 
‡‡ Se aplican términos y condiciones. La disponibilidad varía según el estado.
 
‡‡‡ Con base a un auto y conductor; la tarifa/prima/ahorros individuales variarán según las selecciones de cobertura reales y las características de los vehículos/conductores.
 
Divulgaciones adicionales a continuación.
auto insurance in new hampshire
definición del seguro para automóviles

Explicación simple sobre el seguro para autos

Respuestas rápidas y definiciones de seguro para automóviles fáciles de entender pensadas para usted.
 
Para conocer más, visite nuestra página de definiciones del seguro para automóviles .
Los resúmenes de las coberturas y las características de las pólizas son únicamente para fines informativos. En caso de que se produzca una pérdida, los términos y condiciones reales establecidos en su póliza determinarán su cobertura.
 
AARP y sus afiliadas no son aseguradoras. Endoso pagado. The Hartford paga regalías a AARP por el uso de su propiedad intelectual. Estos cargos se utilizan para los fines generales de AARP. En la mayoría de los estados, es necesario ser miembro de AARP para ser elegible para participar en el Programa.
 
El programa de seguros para automóviles de AARP de The Hartford está respaldado por Hartford Fire Insurance Company y sus afiliados, One Hartford Plaza, Hartford, CT 06155. Está avalado en AZ, MI y MN por Hartford Insurance Company of the Southeast; en CA por Hartford Underwriters Insurance Company; en WA por Hartford Casualty Insurance Company; en MA por Trumbull Insurance Company; y en PA por Nutmeg Insurance Company y Twin City Fire Insurance Company. El programa de seguros para viviendas de AARP de he Hartford está respaldado por Hartford Fire Insurance Company y sus afiliados, One Hartford Plaza, Hartford, CT 06155. Está subscrito en AZ, MI y MN por Hartford Insurance Company of the Southeast; en CA por Property and Casualty Insurance Company of Hartford; en WA por Trumbull Insurance Company; en MA por Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, y Hartford Accident and Indemnity Company; y en PA por Nutmeg Insurance Company. El producto para viviendas no está disponible en todas las áreas, entre las que se incluye el estado de Florida. Los ahorros, los beneficios y las coberturas disponibles pueden variar y es posible que algunos solicitantes no sean elegibles. El programa no está actualmente disponible en Canadá, ni en los territorios o posesiones de Estados Unidos.
 
1 En Texas, el programa para automóviles está respaldado por Redpoint County Mutual Insurance Company a través de Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company y sus afiliados no son responsables financieramente por los productos de seguros suscritos y emitidos por Redpoint County Mutual Insurance Company. El programa para viviendas está respaldado por Hartford Insurance Company of the Southeast.
 
* Los comentarios de los clientes son recolectados y tabulados por The Hartford y no representan a todos los clientes.
Cotización