AARP Indiana Car Insurance

Car Insurance Indiana
Cotización
Pay as little as $83‡‡‡ a month in Indiana with the AARP Auto Insurance Program from The Hartford.

Car Insurance for Indiana Drivers

indiana auto insuranceWhether you're exploring Indiana Dunes National Park or heading to the Bluespring Caverns, you want to feel safe as you travel the roads. The AARP® Auto Insurance Program from The Hartford1 can give you the peace of mind you’re looking for.1We’ve been protecting AARP members and their families with car insurance in Indiana since 1984.
 
If you’re in the market for car insurance, we can help. Learn more about buying car insurance in Indiana and request a cotización de seguro para autos from the AARP Auto Insurance Program from The Hartford. We have a reputation for integrity and trust that experienced drivers look for, along with high customer ratings for insurance claims services.
 

Car Insurance Benefits Offered to Indiana Drivers

Indiana drivers could receive valuable car insurance benefits from the AARP Auto Insurance Program from The Hartford, including:
 
  • New Car Replacement§§
  • Accident Forgiveness
  • Disappearing Deductible
  • Servicio de reclamaciones 24/7

What Are Indiana's Auto Insurance Requirements?

Indiana auto insurance requirements include liability car insurance at the following minimum coverage limits:2
 
  • $25,000 per person, per accident for bodily injury liability coverage
  • $50,000 total per accident for bodily injury liability coverage
  • $25,000 per accident for property damage liability coverage

How Much Is Car Insurance per Month in Indiana?

Auto insurance rates vary by state. The Hartford's customers in Indiana pay an average of $1,001 a year, or about $83 a month, for car insurance.‡‡‡ Your car insurance cost is unique to you. Different factors can have a big impact, so it's a good idea to get a quote from an insurance company that can personalize your policy.
 

Indiana Car Insurance Discounts and Benefits

Drivers in Indiana can save on their car insurance policy through many ways. For example, your insurer may offer a discount for completing a defensive driving course or for paying your premium in full. You can also save up to 12% on your car insurance and up to 20% on Indiana home insurance if you bundle your policies.** Our customers save an average of $813 after bundling their auto and home policies.**
 

Proof of Car Insurance in Indiana

indiana auto insurance requirementsIndiana state law requires you to provide a copy of your car insurance ID card if requested by a police officer or other party when involved in an accident.
 
If you’re a licensed driver in the state of Indiana, it’s smart to keep a copy of your car insurance ID card in your vehicle, along with your registration. Indiana is also among several states that now accept electronic proof of car insurance, and with The Hartford mobile app, you can store your car insurance ID cards right on your phone. For more information, visit the Google Play™ or App Store.™
 

Indiana Uninsured Driver Facts

According to a 2021 Insurance Research Council report, 15.8% of Indiana drivers are uninsured. This is above the national average of 12.6%.4 The state of Indiana does not require drivers to carry uninsured and underinsured motorist coverages. However, The Hartford offers this coverage which can protect you from financial loss if you are involved in a car accident with an uninsured motorist. We can help protect you with:
 

Additional Car Insurance Coverages and Benefits Available to Indiana Drivers

For added protection, Indiana drivers may also be eligible for the following las coberturas de seguro para autos from the AARP Auto Insurance Program from The Hartford:
 

Staying Safe on Indiana Roads

in car insuranceAs you travel through Indiana, there are a number of safe driving laws meant to protect you on Indiana’s roads. Here are just a few:5
 

Indiana Seat Belt Laws:

It is a mandatory law to wear a seat belt while driving the roads of Indiana.
 

Indiana Distracted Driving Laws:

Texting while driving is banned for all drivers in the State of Indiana.
 

Indiana Teen Driver Laws:

Getting a driver’s license is a rite of passage for teens and Indiana wants to be sure they stay safe in the process. Indiana has implemented graduated licensing laws to ensure that teenagers gain the experience and maturity required to be safe behind the wheel. Graduated licensing laws limit nighttime driving, restrict teen passengers and ensure an adequate amount of supervised driving practice.
 

How Can I Get a Car Insurance Quote in Indiana?

We make it easy to get auto insurance quotes. Call The Hartford at 888-413-8970 or get a cotización de seguro para autos online in just a few minutes. We’ll help you decide how to get the best car insurance in Indiana for your unique needs.
 
 
Última actualización: 2 de abril de 2024
 
2 Indiana Department of Insurance, “Auto Insurance”
 
3 Insurance Information Institute, “Facts + Statistics: Auto Insurance”
 
4 Insurance Information Institute, “Facts + Statistics: Uninsured Motorists”
 
5 Governors Highway Safety Association, “States”
** Los montos de ahorro promedio se basan en información comunicada por los clientes que se cambiaron a The Hartford desde otras compañías entre 9/1/22 y 8/31/23. Su ahorro puede variar. El ahorro promedio en el seguro para automóviles es de $577 y el ahorro promedio en el seguro de viviendas es de $236. Las diferencias de tarifas entre los afiliados y los no afiliados de AARP varían según el estado y la antigüedad de los afiliados de AARP. El descuento para auto y vivienda está disponible solo para asegurados que tengan tanto su seguro para auto y vivienda (o condominios y arrendatarios) por medio de los programas de seguros para autos y de viviendas AARP de The Hartford. .The Hartford no suscribe nuevos negocios en todas las áreas, incluidos los estados de CA y FL.
 
§ La disponibilidad del beneficio RecoverCare y los niveles del beneficio varían según el estado. The Hartford RecoverCare Advantage® es una marca registrada de The Hartford.
 
§§ Se aplican términos y condiciones.
 
Se aplican términos y condiciones. La exención por accidente y la desaparición progresiva del deducible no están disponibles para asegurados de California.
 
‡‡ Se aplican términos y condiciones. La disponibilidad varía según el estado.
 
‡‡‡ Con base a un auto y conductor; la tarifa/prima/ahorros individuales variarán según las selecciones de cobertura reales y las características de los vehículos/conductores.
 
Divulgaciones adicionales a continuación.
definición del seguro para automóviles

Explicación simple sobre el seguro para autos

Respuestas rápidas y definiciones de seguro para automóviles fáciles de entender pensadas para usted.
 
Para conocer más, visite nuestra página de definiciones del seguro para automóviles .
Los resúmenes de las coberturas y las características de las pólizas son únicamente para fines informativos. En caso de que se produzca una pérdida, los términos y condiciones reales establecidos en su póliza determinarán su cobertura.
 
AARP y sus afiliadas no son aseguradoras. Endoso pagado. The Hartford paga regalías a AARP por el uso de su propiedad intelectual. Estos cargos se utilizan para los fines generales de AARP. En la mayoría de los estados, es necesario ser miembro de AARP para ser elegible para participar en el Programa.
 
El programa de seguros para automóviles de AARP de The Hartford está respaldado por Hartford Fire Insurance Company y sus afiliados, One Hartford Plaza, Hartford, CT 06155. Está avalado en AZ, MI y MN por Hartford Insurance Company of the Southeast; en CA por Hartford Underwriters Insurance Company; en WA por Hartford Casualty Insurance Company; en MA por Trumbull Insurance Company; y en PA por Nutmeg Insurance Company y Twin City Fire Insurance Company. El programa de seguros para viviendas de AARP de he Hartford está respaldado por Hartford Fire Insurance Company y sus afiliados, One Hartford Plaza, Hartford, CT 06155. Está subscrito en AZ, MI y MN por Hartford Insurance Company of the Southeast; en CA por Property and Casualty Insurance Company of Hartford; en WA por Trumbull Insurance Company; en MA por Trumbull Insurance Company, Sentinel Insurance Company, Hartford Insurance Company of the Midwest, y Hartford Accident and Indemnity Company; y en PA por Nutmeg Insurance Company. El producto para viviendas no está disponible en todas las áreas, entre las que se incluye el estado de Florida. Los ahorros, los beneficios y las coberturas disponibles pueden variar y es posible que algunos solicitantes no sean elegibles. El programa no está actualmente disponible en Canadá, ni en los territorios o posesiones de Estados Unidos.
 
1 En Texas, el programa para automóviles está respaldado por Redpoint County Mutual Insurance Company a través de Hartford of the Southeast General Agency, Inc. Hartford Fire Insurance Company y sus afiliados no son responsables financieramente por los productos de seguros suscritos y emitidos por Redpoint County Mutual Insurance Company. El programa para viviendas está respaldado por Hartford Insurance Company of the Southeast.
 
* Los comentarios de los clientes son recolectados y tabulados por The Hartford y no representan a todos los clientes.