School Insurance for Continuing Education

CE Continuing Education insurance

School Insurance Made for Continuing Education Institutions

Keep the focus in the classroom, so your students can learn best and your teachers can lead confidently. With our continuing education insurance, your school will be a top priority, making sure that you have the protection needed for your students and staff.
 
CE Continuing Education insurance
School insurance

Why Is School Insurance Important?

Continuing education institutions face many risks, such as:
 
  • Sport injuries, like concussions or broken bones
  • Cyberbullying that targets a student
  • Harassment or discrimination claims among the student body or staff
These risks are on top of common ones that institutions face throughout the school year, like property damage. With the right seguro de negocio, you can help protect your business from these types of risks.
Education insurance

Who Needs Continuing Education Insurance?

  • Continuing education seminars or conferences
  • Management development training centers
  • Professional development training facilities
  • Online continuing education programs
  • Higher education certificate programs
  • Art schools
  • Cooking schools
  • Dressmaking schools
  • Personal development schools
  • Language schools
  • Curriculum development programs
  • Vocational schools
  • Trade school
  • Technical schools

What Is the Best Online Insurance for Continuing Education?

Every school has unique needs. To find the coverage that fits yours best, you’ll want to compare your insurance options. With The Hartford, you can customize your coverage to make the best insurance plan that fits your school.
 
Many education institutions start with a Póliza para propietarios de empresas (BOP). This includes three essential coverages to help protect you from property damage and bodily injury. A BOP has:
 
General liability insurance to help protect your school from claims that it caused bodily injury or damaged someone else’s property.
 
Commercial property insurance, which helps protect your school’s building and equipment, whether it’s owned or rented. This insurance can help cover your:
 
  • Computers
  • Furniture, like desks and chairs
  • Supplies
  • Documents and paperwork
  • Filing cabinets
Business income insurance to help recover your school’s lost income if it can’t open because of covered property damage.
Insurance technical school

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Protecting Your Continuing Education Operations

Schools store lots of sensitive records and documents. From student information to financial paperwork, you may be more at risk than you think. Data breaches and other disasters are common, but with the right education insurance, you can make sure your school stays protected.
The average cost of a data breach in the education industry in 2020 was $3.9 million, making it one of the top 10 costliest industries.1
Vocational school insurance

Computer Hacking

“We were notified that our school’s computer system got hacked over the holiday break. Personally identifiable information was stolen. We not only had to notify each student, but also offer them identity theft monitoring services.”
 
Data breach insurance, which an insurance company might refer to as cyber insurance, can help pay to:
 
  • Notify impacted individuals
  • Hire a public relations firm
  • Offer credit monitoring services to data breach victims
Trade school insurance

Employee Lawsuit

“We had to let a teacher go because of his performance. And even though we had all his work history properly documented, he still ended up suing us for discrimination.”
 
Our Educators Legal Liability Coverage helps protect your school from alleged employment practices wrongful acts.

Taking Care of Your Team of Educators

If your staff get injured on the job, it can put them out of work while they recover. Having to hire substitutes can impact your education expenses, as well as putting a strain on your school’s operations. Get the protection your school needs and give your teachers peace of mind as they work by relying on an insurance company you know has your back. We have the coverages you need to keep your school running successfully with our continuing education insurance.
Teachers at all grade levels can face threats or get physically attacked in school, according to the National Center for Education Statistics.2
Insurance continuing education online

Staff Injury

“Our art teacher accidentally cut his hand while teaching a decoupage course. We had to cancel classes for a week while he took some time off to heal.”
 
Workers’ compensation insurance gives your teachers and staff benefits to help them recover from work-related injuries or illnesses. Most states require employers to carry this insurance coverage.
Continuing education insurance school

Employee Emergency

“One of my specialty teachers had a family emergency and had to take a leave of absence for two months. Since we couldn’t find a replacement to teach her course, we lost out on a semester of registration for that class.”
 
Our Business Income for Essential Personnel coverage can replace your school’s lost income if an essential employee is absent for at least 30 days.

Protecting Your School’s Property

Having a safe and dependable location where your students can learn is important. However, maintaining your property means dealing with risks. For instance, you probably rely on expensive technology and equipment to teach courses. That’s why it’s important to have good insurance. Continuing education institutions should have school insurance made for their specific needs. This can help protect the equipment and supplies you rely on to run your school.
One incident of vandalism can cost businesses an average of $3,370.3
Property and casualty coverage for education

Student Property Damage

“The sprinklers in a classroom went off and damaged students' laptops. They wanted us to cover the repairs or costs to replace the computers.”
 
Personal effects coverage can help with the costs if a student’s property gets damaged or lost from a covered incident.
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Sewage Issue

“After a big storm, we had a sewage backup in one of our bathrooms. This not only caused a terrible smell, but also significant water damage to the first floor.”
 
Backup of Sewers and Drains coverage can help cover your clean-up costs if there’s a backup.

Continuing Education Insurance You Can Count On

Our insurance company is proud to work with continuing education institutions around the country. We understand the unique challenges your school faces, and we’re here to help you get through them. Our specialists regularly receive high ratings for customer service.* We can work with you to make sure you get the right continuing education insurance policy.
 
Discover related professions we insure:
 
Continuing education insurance

Learn More About Our Continuing Education Insurance

Get the protection you need to help keep your school running successfully.
 
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For Larger Institutions

Larger educational institutions and schools typically require specialized insurance coverage.
The Hartford no será responsable de ningún daño relacionado con el uso de la información proporcionada en esta página. Consulte con su agente/corredor de seguros o compañía de seguros para determinar las necesidades específicas de cobertura, ya que el contenido publicado aquí se ofrece con fines informativos solamente.
 
La información contenida en esta página no debe interpretarse como asesoramiento legal, de Recursos Humanos, financiero o de seguros específico, y no es una garantía de cobertura. En el caso de una pérdida o reclamación, las determinaciones de cobertura estarán sujetas al lenguaje de la póliza, y cualquier pago de reclamación posible se determinará luego de que se investigue la reclamación.
 
Ciertas coberturas varían según el estado y es posible que no estén disponibles para todas las empresas. All Hartford coverages and services described on this page may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. listed in the Aviso legal.
 
The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its subsidiaries under the brand name, The Hartford, and is headquartered in Hartford, CT. For additional details, please read The Hartford’s Legal Notice.
 
* Los comentarios de los clientes son recolectados y tabulados por The Hartford y no representan a todos los clientes.